Financial Library

Estate Planning
	Understanding the Basics    Critical Decisions    Important Legal Documents    What Happens After You Die    Estate and Gift Taxes    Planning Steps for Your Estate    Trusts    Estate Planning Glossary    Worksheet: What's Your Estate Worth?    Worksheet: Your Estate Wishes

Investing for Retirement: 401(k), 403(b), and 457 Plans
	Understanding the Basics    Basic Investment Concepts    The Nuts and Bolts of a 401(k) plan    Managing Your 401(k) Investments    Pre-Retirement Withdrawals from Your 401(k)    Your 401(k) When Switching Jobs    Distributions from Your 401(k) at Retirement    An Overview of 403(b) and Section 457 Plans    Glossary

Getting Ready to Retire
	Understanding the Basics    Medicare    Long-Term Care Insurance    Life Insurance    Taking Inventory    Your Social Security Benefits    Discovering Your Retirement Lifestyle    Fine-Tuning Your Investment Strategy    Distributions from Your Retirement Plan    The Role of Your Home in Retirement    Estate Planning Considerations    Countdown to Retirement    Glossary

Insurance–Managing Life's Major Risks
	Introduction    Disability Insurance: Making Sure the Income Stream Doesn't Run Dry    Life Insurance: Providing Security for Your Survivors    Medical Insurance    Health Savings Accounts    Long-Term Care Insurance    Automobile Insurance    Homeowner's Insurance    Putting It All Together    Glossary    Worksheet: Premium Comparison    Insurance Checklist

Investing and Investments
	Basic Principles of Investing    Stocks and Bonds    Mutual Funds    Fixed Annuities    Variable Annuities    Other Investments    Tax Planning    Tax-Deferred and Tax-Free Investments    Glossary    Worksheet: Mutual Fund Shares

Retirement Investments
	Understanding the Basics    Tax-Advantaged Retirement Savings at Your Company    IRAs (Individual Retirement Accounts)    Keogh Plans    Simplified Employee Pensions (SEPs) and SIMPLE Plans    Annuities    Cash Value Life Insurance    Other Ways to Supplement Your Retirement Income    Managing Your Retirement Investments    Making Your Retirement Stream Last    Putting It All Together    Glossary

College Funding
	Introduction    Age-Appropriate Strategies    The Cost    Developing a Funding Strategy    Investment Vehicles    Saving Taxes    Other Ways to Meet College Costs    Parental Loans for Learning    Landing Financial Aid    Education Tax Incentives    Federal Loans and Grants    Glossary    Worksheet: Inflation    Worksheet: Putting It All Together

Buying/Selling Your Home and Other Real Estate

Introduction    Buying a Home    Real Estate Brokers    How Much Can You Afford?    Mortgage Financing    Buying Investment Property    Buying a Vacation Home    The Buying Transaction    Insuring the Property    The Closing    Selling Real Estate    Selling Investment Property and Vacation Homes    Worksheet: Estimated Sales Proceeds    Worksheet: Broker Comparison Checklist    Sprucing-Up Checklist    Glossary

Cash and Debt Management
	Introduction    Start with Planning    Looking at Your Spending and Debt    Building a Savings Plan    Managing Your Credit and Debt    Refinancing Your Mortgage    Taking Out a Home Equity Loan    Other Borrowing Approaches    Worksheets    Glossary

Major Life Events
	Introduction    Your New Baby    Divorce and Remarriage    Taking Care of Elderly Loved Ones    Buy or Lease a Car

Career Transition
	Introduction    Knowing Where You Stand    Making Some Adjustments    Where Will the Income Come From?    Your Job Search: It's a Process    After You Find a New Job    Glossary

Small Business
	Borrowing for Your Small Business    Cash Flow Issues and Record-Keeping    Insurance for Your Small Business

Securities offered by Affinity Investment Services, LLC, 73 Mountain View Boulevard, Basking Ridge, NJ 07920, member FINRA/SIPC. Investments offered by Affinity Investment Services are not deposits or obligations of Affinity Federal Credit Union. They are NOT NCUA INSURED and NOT GUARANTEED by Affinity Federal Credit Union or any governmental agency and are subject to INVESTMENT RISK, including LOSS of PRINCIPAL. Investments may lose value. Affinity Investment Services, LLC is a wholly owned subsidiary of Affinity Federal Credit Union. Business Continuity Disclosure Statement.

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