//  browser detect (works for Netscape4)
if (navigator.appName == "Netscape") {
  if (navigator.appVersion.substring(0,1) > 3) {
    browse=1;
  }
}

if (navigator.appName == "Microsoft Internet Explorer") {
  if (navigator.appVersion.substring(0,1) > 3) {
    browse=1;
  }
}
// create image objects and pre-load images
if (browse == 1){
        about_us = new Image(171,26);
        about_us.src = csa_baseurl+"/images/main_nav/about_us.gif";
        about_us_over = new Image(171,26);
        about_us_over.src = csa_baseurl+"/images/main_nav/about_us_over.gif";
        personal_banking = new Image(171,26);
        personal_banking.src = csa_baseurl+"/images/main_nav/personal_banking.gif";
        personal_banking_over = new Image(171,26);
        personal_banking_over.src = csa_baseurl+"/images/main_nav/personal_banking_over.gif";
        loans = new Image(171,26);
        loans.src = csa_baseurl+"/images/main_nav/loans.gif";
        loans_over = new Image(171,26);
        loans_over.src = csa_baseurl+"/images/main_nav/loans_over.gif";
        insurance = new Image(171,26);
        insurance.src = csa_baseurl+"/images/main_nav/insurance.gif";
        insurance_over = new Image(171,26);
        insurance_over.src = csa_baseurl+"/images/main_nav/insurance_over.gif";
        business = new Image(171,26);
        business.src = csa_baseurl+"/images/main_nav/business.gif";
        business_over = new Image(171,26);
        business_over.src = csa_baseurl+"/images/main_nav/business_over.gif";
        member = new Image(171,26);
        member.src = csa_baseurl+"/images/main_nav/member.gif";
        member_over = new Image(171,26);
        member_over.src = csa_baseurl+"/images/main_nav/member_over.gif";
        student_center = new Image(171,26);
        student_center.src = csa_baseurl+"/images/main_nav/student_center.gif";
        student_center_over = new Image(171,26);
        student_center_over.src = csa_baseurl+"/images/main_nav/student_center_over.gif";
        applications = new Image(171,26);
        applications.src = csa_baseurl+"/images/main_nav/applications.gif";
        applications_over = new Image(171,26);
        applications_over.src = csa_baseurl+"/images/main_nav/applications_over.gif";
        news = new Image(171,26);
        news.src = csa_baseurl+"/images/main_nav/news.gif";
        news_over = new Image(171,26);
        news_over.src = csa_baseurl+"/images/main_nav/news_over.gif";
        contact = new Image(171,29);
        contact.src = csa_baseurl+"/images/main_nav/contact.gif";
        contact_over = new Image(171,26);
        contact_over.src = csa_baseurl+"/images/main_nav/contact_over.gif";
        fac = new Image(171,69);
        fac.src = csa_baseurl+"/images/main_nav/fac.gif";
        fac_over = new Image(171,69);
        fac_over.src = csa_baseurl+"/images/main_nav/fac_over.gif";
		    fac_lg = new Image(132,54);
        fac_lg.src = csa_baseurl+"/images/main_nav/fac_lg.gif";
        fac_lg_over = new Image(132,54);
        fac_lg_over.src = csa_baseurl+"/images/main_nav/fac_lg_over.gif";
        member_login = new Image(171,29);
        member_login.src = csa_baseurl+"/images/main_nav/member_login.gif";
        member_login_over = new Image(171,29);
        member_login_over.src = csa_baseurl+"/images/main_nav/member_login_over.gif";
        icon_about_us = new Image(54,42);
        icon_about_us.src = csa_baseurl+"/images/main_nav/icon_about_us.gif";
        icon_about_us_over = new Image(54,42);
        icon_about_us_over.src = csa_baseurl+"/images/main_nav/icon_about_us_over.gif";
        icon_students = new Image(52,42);
        icon_students.src = csa_baseurl+"/images/main_nav/icon_students.gif";
        icon_students_over = new Image(52,42);
        icon_students_over.src = csa_baseurl+"/images/main_nav/icon_students_over.gif";
        icon_forms = new Image(38,42);
        icon_forms.src = csa_baseurl+"/images/main_nav/icon_forms.gif";
        icon_forms_over = new Image(38,42);
        icon_forms_over.src = csa_baseurl+"/images/main_nav/icon_forms_over.gif";
        icon_contact = new Image(49,42);
        icon_contact.src = csa_baseurl+"/images/main_nav/icon_contact.gif";
        icon_contact_over = new Image(49,42);
        icon_contact_over.src = csa_baseurl+"/images/main_nav/icon_contact_over.gif";
        icon_home = new Image(42,42);
        icon_home.src = csa_baseurl+"/images/main_nav/icon_home.gif";
        icon_home_over = new Image(42,42);
        icon_home_over.src = csa_baseurl+"/images/main_nav/icon_home_over.gif";
// pre-load about_us		
/*
        sub_about_abco = new Image(137,19);
        sub_about_abco.src = "images/about_us/sub_about_abco.gif";
        sub_about_abco_over = new Image(137,19);
        sub_about_abco_over.src = "images/about_us/sub_about_abco_over.gif";
        sub_mission = new Image(137,19);
        sub_mission.src = "images/about_us/sub_mission.gif";
        sub_mission_over = new Image(137,19);
        sub_mission_over.src = "images/about_us/sub_mission_over.gif";
        sub_history = new Image(137,19);
        sub_history.src = "images/about_us/sub_history.gif";
        sub_history_over = new Image(137,19);
        sub_history_over.src = "images/about_us/sub_history_over.gif";
        sub_join_abco = new Image(137,19);
        sub_join_abco.src = "images/about_us/sub_join_abco.gif";
        sub_join_abco_over = new Image(137,19);
        sub_join_abco_over.src = "images/about_us/sub_join_abco_over.gif";
        sub_annual_report = new Image(137,19);
        sub_annual_report.src = "images/about_us/sub_annual_report.gif";
        sub_annual_report_over = new Image(137,19);
        sub_annual_report_over.src = "images/about_us/sub_annual_report_over.gif";
        sub_atm_branch = new Image(137,19);
        sub_atm_branch.src = "images/about_us/sub_atm_branch.gif";
        sub_atm_branch_over = new Image(137,19);
        sub_atm_branch_over.src = "images/about_us/sub_atm_branch_over.gif";
        sub_holiday_schedule = new Image(137,19);
        sub_holiday_schedule.src = "images/about_us/sub_holiday_schedule.gif";
        sub_holiday_schedule_over = new Image(137,19);
        sub_holiday_schedule_over.src = "images/about_us/sub_holiday_schedule_over.gif";
        sub_testimonials = new Image(137,19);
        sub_testimonials.src = "images/about_us/sub_testimonials.gif";
        sub_testimonials_over = new Image(137,19);
        sub_testimonials_over.src = "images/about_us/sub_testimonials_over.gif";
        sub_jobs = new Image(137,19);
        sub_jobs.src = "images/about_us/sub_jobs.gif";
        sub_jobs_over = new Image(137,19);
        sub_jobs_over.src = "images/about_us/sub_jobs_over.gif";
// pre-load person_banking	
		sub_savings_acc = new Image(159,19);
        sub_savings_acc.src = "images/personal_banking/sub_savings_acc.gif";
		sub_savings_acc_over = new Image(159,19);
		sub_savings_acc_over.src = "images/personal_banking/sub_savings_acc_over.gif";				
		sub_share_chckng_acc = new Image(159,19);
        sub_share_chckng_acc.src = "images/personal_banking/sub_share_chckng_acc.gif";
		sub_share_chckng_acc_over = new Image(159,19);
		sub_share_chckng_acc_over.src = "images/personal_banking/sub_share_chckng_acc_over.gif";				
		sub_summer_pay_clb = new Image(159,19);
        sub_summer_pay_clb.src = "images/personal_banking/sub_summer_pay_clb.gif";
		sub_summer_pay_clb_over = new Image(159,19);
		sub_summer_pay_clb_over.src = "images/personal_banking/sub_summer_pay_clb_over.gif";				
		sub_cert_deposit = new Image(159,19);
        sub_cert_deposit.src = "images/personal_banking/sub_cert_deposit.gif";
		sub_cert_deposit_over = new Image(159,19);
		sub_cert_deposit_over.src = "images/personal_banking/sub_cert_deposit_over.gif";				
		sub_ira_cds = new Image(159,19);
        sub_ira_cds.src = "images/personal_banking/sub_ira_cds.gif";
		sub_ira_cds_over = new Image(159,19);
		sub_ira_cds_over.src = "images/personal_banking/sub_ira_cds_over.gif";		
		sub_student_acc = new Image(159,19);
        sub_student_acc.src = "images/personal_banking/sub_student_acc.gif";
		sub_student_acc_over = new Image(159,19);
		sub_student_acc_over.src = "images/personal_banking/sub_student_acc_over.gif";				
		sub_excss_share_ins = new Image(159,19);
        sub_excss_share_ins.src = "images/personal_banking/sub_excss_share_ins.gif";
		sub_excss_share_ins_over = new Image(159,19);
		sub_excss_share_ins_over.src = "images/personal_banking/sub_excss_share_ins_over.gif";		
		sub_rates_yeilds_p = new Image(159,19);
        sub_rates_yeilds_p.src = "images/personal_banking/sub_rates_yeilds.gif";
		sub_rates_yeilds_p_over = new Image(159,19);
		sub_rates_yeilds_p_over.src = "images/personal_banking/sub_rates_yeilds_over.gif";
// pre-load loans	
		sub_visa_creditcd = new Image(159,19);
        sub_visa_creditcd.src = "images/loans/sub_visa_creditcd.gif";
		sub_visa_creditcd_over = new Image(159,19);
		sub_visa_creditcd_over.src = "images/loans/sub_visa_creditcd_over.gif";
		sub_auto_loan = new Image(159,19);
		sub_auto_loan.src = "images/loans/sub_auto_loan.gif";
		sub_auto_loan_over = new Image(159,19);
		sub_auto_loan_over.src = "images/loans/sub_auto_loan_over.gif";
		sub_inst_loan_app = new Image(159,19);
		sub_inst_loan_app.src = "images/loans/sub_inst_loan_app.gif";
		sub_inst_loan_app_over = new Image(159,19);
		sub_inst_loan_app_over.src = "images/loans/sub_inst_loan_app_over.gif";
		sub_frst_mortgage = new Image(159,19);
		sub_frst_mortgage.src = "images/loans/sub_frst_mortgage.gif";
		sub_frst_mortgage_over = new Image(159,19);
		sub_frst_mortgage_over.src = "images/loans/sub_frst_mortgage_over.gif";
		sub_hm_equity_loan = new Image(159,19);
		sub_hm_equity_loan.src = "images/loans/sub_hm_equity_loan.gif";
		sub_hm_equity_loan_over = new Image(159,19);
		sub_hm_equity_loan_over.src = "images/loans/sub_hm_equity_loan_over.gif";
		sub_personal_loan = new Image(159,19);
		sub_personal_loan.src = "images/loans/sub_personal_loan.gif";
		sub_personal_loan_over = new Image(159,19);
		sub_personal_loan_over.src = "images/loans/sub_personal_loan_over.gif";
		sub_share_cert_loan = new Image(159,19);
		sub_share_cert_loan.src = "images/loans/sub_share_cert_loan.gif";
		sub_share_cert_loan_over = new Image(159,19);
		sub_share_cert_loan_over.src = "images/loans/sub_share_cert_loan_over.gif";
		sub_stu_loan = new Image(159,19);
		sub_stu_loan.src = "images/loans/sub_stu_loan.gif";
		sub_stu_loan_over = new Image(159,19);
		sub_stu_loan_over.src = "images/loans/sub_stu_loan_over.gif";
		sub_other_loan = new Image(159,19);
		sub_other_loan.src = "images/loans/sub_other_loan.gif";
		sub_other_loan_over = new Image(159,19);
		sub_other_loan_over.src = "images/loans/sub_other_loan_over.gif";
		sub_loan_protect = new Image(159,19);
		sub_loan_protect.src = "images/loans/sub_loan_protect.gif";
		sub_loan_protect_over = new Image(159,19);
		sub_loan_protect_over.src = "images/loans/sub_loan_protect_over.gif";
		sub_rates_yeilds_l = new Image(159,19);
		sub_rates_yeilds_l.src = "images/loans/sub_rates_yeilds.gif";
		sub_rates_yeilds_l_over = new Image(159,19);
		sub_rates_yeilds_l_over.src = "images/loans/sub_rates_yeilds_over.gif";
// pre-load insurance		
		sub_member_insurance = new Image(159,19);
        sub_member_insurance.src = "images/insurance/sub_member_insurance.gif";
        sub_member_insurance_over = new Image(159,19);
        sub_member_insurance_over.src = "images/insurance/sub_member_insurance_over.gif";
        sub_financial_insurance = new Image(159,19);
        sub_financial_insurance.src = "images/insurance/sub_financial_insurance.gif";
        sub_financial_insurance_over = new Image(159,19);
        sub_financial_insurance_over.src = "images/insurance/sub_financial_insurance_over.gif";
        sub_group_insurance = new Image(159,19);
        sub_group_insurance.src = "images/insurance/sub_group_insurance.gif";
        sub_group_insurance_over = new Image(159,19);
        sub_group_insurance_over.src = "images/insurance/sub_group_insurance_over.gif";
        sub_business_insurance = new Image(159,19);
        sub_business_insurance.src = "images/insurance/sub_business_insurance.gif";
        sub_business_insurance_over = new Image(159,19);
        sub_business_insurance_over.src = "images/insurance/sub_business_insurance_over.gif";
// pre-load business_services		
		sub_business_checking = new Image(159,19);
        sub_business_checking.src = "images/business_services/sub_business_checking.gif";
		sub_business_checking_over = new Image(159,19);
		sub_business_checking_over.src = "images/business_services/sub_business_checking_over.gif";
		sub_busi_ccard_app = new Image(159,19);
        sub_busi_ccard_app.src = "images/business_services/sub_busi_ccard_app.gif";
		sub_busi_ccard_app_over = new Image(159,19);
		sub_busi_ccard_app_over.src = "images/business_services/sub_busi_ccard_app_over.gif";
		sub_busi_insure = new Image(159,19);
        sub_busi_insure.src = "images/business_services/sub_busi_insure.gif";
		sub_busi_insure_over = new Image(159,19);
		sub_busi_insure_over.src = "images/business_services/sub_busi_insure_over.gif";
		sub_busi_lending = new Image(159,19);
        sub_busi_lending.src = "images/business_services/sub_busi_lending.gif";
		sub_busi_lending_over = new Image(159,19);
		sub_busi_lending_over.src = "images/business_services/sub_busi_lending_over.gif";
		sub_comm_real_est = new Image(159,19);
        sub_comm_real_est.src = "images/business_services/sub_comm_real_est.gif";
		sub_comm_real_est_over = new Image(159,19);
		sub_comm_real_est_over.src = "images/business_services/sub_comm_real_est_over.gif";		
		sub_lines_credit = new Image(159,19);
        sub_lines_credit.src = "images/business_services/sub_lines_credit.gif";
		sub_lines_credit_over = new Image(159,19);
		sub_lines_credit_over.src = "images/business_services/sub_lines_credit_over.gif";		
		sub_merch_service_card = new Image(159,19);
        sub_merch_service_card.src = "images/business_services/sub_merch_service_card.gif";
		sub_merch_service_card_over = new Image(159,19);
		sub_merch_service_card_over.src = "images/business_services/sub_merch_service_card_over.gif";
		sub_mutual_funds = new Image(159,19);
        sub_mutual_funds.src = "images/business_services/sub_mutual_funds.gif";
		sub_mutual_funds_over = new Image(159,19);
		sub_mutual_funds_over.src = "images/business_services/sub_mutual_funds_over.gif";
		sub_night_deposit = new Image(159,19);
        sub_night_deposit.src = "images/business_services/sub_night_deposit.gif";
		sub_night_deposit_over = new Image(159,19);
		sub_night_deposit_over.src = "images/business_services/sub_night_deposit_over.gif";		
		sub_online_banking = new Image(159,19);
        sub_online_banking.src = "images/business_services/sub_online_banking.gif";
		sub_online_banking_over = new Image(159,19);
		sub_online_banking_over.src = "images/business_services/sub_online_banking_over.gif";
		sub_rates_yeilds_b = new Image(159,19);
        sub_rates_yeilds_b.src = "images/business_services/sub_rates_yeilds.gif";
		sub_rates_yeilds_b_over = new Image(159,19);
		sub_rates_yeilds_b_over.src = "images/business_services/sub_rates_yeilds_over.gif";		
		sub_sep_ira = new Image(159,19);
        sub_sep_ira.src = "images/business_services/sub_sep_ira.gif";
		sub_sep_ira_over = new Image(159,19);
		sub_sep_ira_over.src = "images/business_services/sub_sep_ira_over.gif";
		sub_tax_payment = new Image(159,19);
        sub_tax_payment.src = "images/business_services/sub_tax_payment.gif";
		sub_tax_payment_over = new Image(159,19);
		sub_tax_payment_over.src = "images/business_services/sub_tax_payment_over.gif";		
		sub_24hr_teller = new Image(159,19);
        sub_24hr_teller.src = "images/business_services/sub_24hr_teller.gif";
		sub_24hr_teller_over = new Image(159,19);
		sub_24hr_teller_over.src = "images/business_services/sub_24hr_teller_over.gif";
// pre-load member services		
		sub_24hrTeller = new Image(159,19);
        sub_24hrTeller.src = "images/member_services/sub_24hrTeller.gif";
		sub_24hrTeller_over = new Image(159,19);
		sub_24hrTeller_over.src = "images/member_services/sub_24hrTeller_over.gif";				
		sub_amx_giftCheck = new Image(159,19);
        sub_amx_giftCheck.src = "images/member_services/sub_amx_giftCheck.gif";
		sub_amx_giftCheck_over = new Image(159,19);
		sub_amx_giftCheck_over.src = "images/member_services/sub_amx_giftCheck_over.gif";				
		sub_atmCheckCrd = new Image(159,19);
        sub_atmCheckCrd.src = "images/member_services/sub_atmCheckCrd.gif";
		sub_atmCheckCrd_over = new Image(159,19);
		sub_atmCheckCrd_over.src = "images/member_services/sub_atmCheckCrd_over.gif";
		sub_billPayer = new Image(159,19);
        sub_billPayer.src = "images/member_services/sub_billPayer.gif";
		sub_billPayer_over = new Image(159,19);
		sub_billPayer_over.src = "images/member_services/sub_billPayer_over.gif";				
		sub_calculator = new Image(159,19);
        sub_calculator.src = "images/member_services/sub_calculator.gif";
		sub_calculator_over = new Image(159,19);
		sub_calculator_over.src = "images/member_services/sub_calculator_over.gif";
		sub_deposit_insurance = new Image(159,19);
        sub_deposit_insurance.src = "images/member_services/sub_deposit_insurance.gif";
		sub_deposit_insurance_over = new Image(159,19);
		sub_deposit_insurance_over.src = "images/member_services/sub_deposit_insurance_over.gif";		
		sub_depo_payroll_detuc = new Image(159,19);
        sub_depo_payroll_detuc.src = "images/member_services/sub_depo_payroll_detuc.gif";
		sub_depo_payroll_detuc_over = new Image(159,19);
		sub_depo_payroll_detuc_over.src = "images/member_services/sub_depo_payroll_detuc_over.gif";		
		sub_discount_serv = new Image(159,19);
        sub_discount_serv.src = "images/member_services/sub_discount_serv.gif";
		sub_discount_serv_over = new Image(159,19);
		sub_discount_serv_over.src = "images/member_services/sub_discount_serv_over.gif";		
		sub_efile_for_taxes = new Image(159,19);
        sub_efile_for_taxes.src = "images/member_services/sub_efile_for_taxes.gif";
		sub_efile_for_taxes_over = new Image(159,19);
		sub_efile_for_taxes_over.src = "images/member_services/sub_efile_for_taxes_over.gif";		
		sub_fam_membership = new Image(159,19);
        sub_fam_membership.src = "images/member_services/sub_fam_membership.gif";
		sub_fam_membership_over = new Image(159,19);
		sub_fam_membership_over.src = "images/member_services/sub_fam_membership_over.gif";
		sub_schedule_fees = new Image(159,19);
        sub_schedule_fees.src = "images/member_services/sub_schedule_fees.gif";
		sub_schedule_fees_over = new Image(159,19);
		sub_schedule_fees_over.src = "images/member_services/sub_schedule_fees_over.gif";		
		sub_rate_schedule = new Image(159,19);
        sub_rate_schedule.src = "images/member_services/sub_rate_schedule.gif";
		sub_rate_schedule_over = new Image(159,19);
		sub_rate_schedule_over.src = "images/member_services/sub_rate_schedule_over.gif";		
		sub_rental_car = new Image(159,19);
        sub_rental_car.src = "images/member_services/sub_rental_car.gif";
		sub_rental_car_over = new Image(159,19);
		sub_rental_car_over.src = "images/member_services/sub_rental_car_over.gif";		
		sub_finance_investment = new Image(159,19);
        sub_finance_investment.src = "images/member_services/sub_finance_investment.gif";
		sub_finance_investment_over = new Image(159,19);
		sub_finance_investment_over.src = "images/member_services/sub_finance_investment_over.gif";		
		sub_insurance = new Image(159,19);
        sub_insurance.src = "images/member_services/sub_insurance.gif";
		sub_insurance_over = new Image(159,19);
		sub_insurance_over.src = "images/member_services/sub_insurance_over.gif";
		sub_money_order = new Image(159,19);
        sub_money_order.src = "images/member_services/sub_money_order.gif";
		sub_money_order_over = new Image(159,19);
		sub_money_order_over.src = "images/member_services/sub_money_order_over.gif";		
		sub_notary_serv = new Image(159,19);
        sub_notary_serv.src = "images/member_services/sub_notary_serv.gif";
		sub_notary_serv_over = new Image(159,19);
		sub_notary_serv_over.src = "images/member_services/sub_notary_serv_over.gif";		
		sub_rates_yeilds_m = new Image(159,19);
        sub_rates_yeilds_m.src = "images/member_services/sub_rates_yeilds.gif";
		sub_rates_yeilds_m_over = new Image(159,19);
		sub_rates_yeilds_m_over.src = "images/member_services/sub_rates_yeilds_over.gif";		
		sub_routing_transit = new Image(159,19);
        sub_routing_transit.src = "images/member_services/sub_routing_transit.gif";
		sub_routing_transit_over = new Image(159,19);
		sub_routing_transit_over.src = "images/member_services/sub_routing_transit_over.gif";		
		sub_deposit_boxes = new Image(159,19);
        sub_deposit_boxes.src = "images/member_services/sub_deposit_boxes.gif";
		sub_deposit_boxes_over = new Image(159,19);
		sub_deposit_boxes_over.src = "images/member_services/sub_deposit_boxes_over.gif";
		sub_travel_checks = new Image(159,19);
        sub_travel_checks.src = "images/member_services/sub_travel_checks.gif";
		sub_travel_checks_over = new Image(159,19);
		sub_travel_checks_over.src = "images/member_services/sub_travel_checks_over.gif";		
		sub_wire_trans = new Image(159,19);
        sub_wire_trans.src = "images/member_services/sub_wire_trans.gif";
		sub_wire_trans_over = new Image(159,19);
		sub_wire_trans_over.src = "images/member_services/sub_wire_trans_over.gif";		
// pre-load student_center
		sub_atm_check_crd = new Image(159,19);
        sub_atm_check_crd.src = "images/student_center/sub_atm_check_crd.gif";
		sub_atm_check_crd_over = new Image(159,19);
		sub_atm_check_crd_over.src = "images/student_center/sub_atm_check_crd_over.gif";				
		sub_coll_scholarshp = new Image(159,19);
        sub_coll_scholarshp.src = "images/student_center/sub_coll_scholarshp.gif";
		sub_coll_scholarshp_over = new Image(159,19);
		sub_coll_scholarshp_over.src = "images/student_center/sub_coll_scholarshp_over.gif";				
		sub_2005_winners = new Image(159,19);
        sub_2005_winners.src = "images/student_center/sub_2005_winners.gif";
		sub_2005_winners_over = new Image(159,19);
		sub_2005_winners_over.src = "images/student_center/sub_2005_winners_over.gif";		
		sub_student_loan = new Image(159,19);
        sub_student_loan.src = "images/student_center/sub_student_loan.gif";
		sub_student_loan_over = new Image(159,19);
		sub_student_loan_over.src = "images/student_center/sub_student_loan_over.gif";				
		sub_stu_loan_consol = new Image(159,19);
        sub_stu_loan_consol.src = "images/student_center/sub_stu_loan_consol.gif";
		sub_stu_loan_consol_over = new Image(159,19);
		sub_stu_loan_consol_over.src = "images/student_center/sub_stu_loan_consol_over.gif";
		sub_student_visa = new Image(159,19);
        sub_student_visa.src = "images/student_center/sub_student_visa.gif";
		sub_student_visa_over = new Image(159,19);
		sub_student_visa_over.src = "images/student_center/sub_student_visa_over.gif";			
// pre-load applic_forms
		sub_prsnl_loan_app = new Image(159,19);
        sub_prsnl_loan_app.src = "images/applic_forms/sub_prsnl_loan_app.gif";
		sub_prsnl_loan_app_over = new Image(159,19);
		sub_prsnl_loan_app_over.src = "images/applic_forms/sub_prsnl_loan_app_over.gif";		
		sub_visa_crd_app = new Image(159,19);
        sub_visa_crd_app.src = "images/applic_forms/sub_visa_crd_app.gif";
		sub_visa_crd_app_over = new Image(159,19);
		sub_visa_crd_app_over.src = "images/applic_forms/sub_visa_crd_app_over.gif";		
		sub_hm_equity_loan = new Image(159,19);
        sub_hm_equity_loan.src = "images/applic_forms/sub_hm_equity_loan.gif";
		sub_hm_equity_loan_over = new Image(159,19);
		sub_hm_equity_loan_over.src = "images/applic_forms/sub_hm_equity_loan_over.gif";		
		sub_mortgage_app = new Image(159,19);
        sub_mortgage_app.src = "images/applic_forms/sub_mortgage_app.gif";
		sub_mortgage_app_over = new Image(159,19);
		sub_mortgage_app_over.src = "images/applic_forms/sub_mortgage_app_over.gif";		
		sub_stu_loan_app = new Image(159,19);
        sub_stu_loan_app.src = "images/applic_forms/sub_stu_loan_app.gif";
		sub_stu_loan_app_over = new Image(159,19);
		sub_stu_loan_app_over.src = "images/applic_forms/sub_stu_loan_app_over.gif";		
		sub_tax_retrn_form = new Image(159,19);
        sub_tax_retrn_form.src = "images/applic_forms/sub_tax_retrn_form.gif";
		sub_tax_retrn_form_over = new Image(159,19);
		sub_tax_retrn_form_over.src = "images/applic_forms/sub_tax_retrn_form_over.gif";
// pre-load news
		sub_news_releases = new Image(159,19);
        sub_news_releases.src = "images/news/sub_news_releases.gif";
		sub_news_releases_over = new Image(159,19);
		sub_news_releases_over.src = "images/news/sub_news_releases_over.gif";				
		sub_newsletter = new Image(159,19);
        sub_newsletter.src = "images/news/sub_newsletter.gif";
		sub_newsletter_over = new Image(159,19);
		sub_newsletter_over.src = "images/news/sub_newsletter_over.gif";				
		sub_articles = new Image(159,19);
        sub_articles.src = "images/news/sub_articles.gif";
		sub_articles_over = new Image(159,19);
		sub_articles_over.src = "images/news/sub_articles_over.gif";	
// pre-load contact
		sub_email = new Image(159,19);
        sub_email.src = "images/contact/sub_email.gif";
		sub_email_over = new Image(159,19);
		sub_email_over.src = "images/contact/sub_email_over.gif";
		sub_location_hrs = new Image(159,19);
        sub_location_hrs.src = "images/contact/sub_location_hrs.gif";
		sub_location_hrs_over = new Image(159,19);
		sub_location_hrs_over.src = "images/contact/sub_location_hrs_over.gif";
		sub_atm_location = new Image(159,19);
        sub_atm_location.src = "images/contact/sub_atm_location.gif";
		sub_atm_location_over = new Image(159,19);
		sub_atm_location_over.src = "images/contact/sub_atm_location_over.gif";
		sub_phone_num = new Image(159,19);
        sub_phone_num.src = "images/contact/sub_phone_num.gif";
		sub_phone_num_over = new Image(159,19);
		sub_phone_num_over.src = "images/contact/sub_phone_num_over.gif";
		sub_lost_stolen = new Image(159,19);
        sub_lost_stolen.src = "images/contact/sub_lost_stolen.gif";
		sub_lost_stolen_over = new Image(159,19);
		sub_lost_stolen_over.src = "images/contact/sub_lost_stolen_over.gif";
*/		
}
function switch_on(imgName) {
        if (browse == 1) {
        imgOn = eval(imgName + "_over.src");
        document [imgName].src = imgOn;
        }
}
function switch_off(imgName) {
        if (browse == 1) {
        imgOff = eval(imgName + ".src");
        document [imgName].src = imgOff;
        }
}
// okay, we're done with the stuff that shouldn't be shown -->
